Bank lending is the most common source of external finance for many SMEs and entrepreneurs, which are often heavily reliant on straight debt to fulfil their start-up, cash flow, and investment needs. SMEs; however, typically find themselves at a disadvantage with respect to large firms in accessing debt finance. In middle and low-income countries, funding gaps are often even more pronounced.... + more |
Street-level bureaucrats, i.e., civil servants who have direct contact with the general public, play an important role in the enforcement of public policy, and law & order in society. Understanding the micro-social foundations of managerial and front-line relationships is crucial to designing strategies that attempt to leverage those relationships into organisational improvement….+ more |